With Hurricane Bill building strength in the Atlantic and wildfires raging on the West Coast, now isn’t the time to wonder if you have enough homeowners insurance coverage. No matter what part of the country you live in, there is always the chance of a natural disaster destroying your home, which makes having the right [...]

Share on Facebook

First time home buyers learn a lot while buying their first home. The ins and outs of the real estate business; mortgage application processes; etc. However, one mistake that many first time home buyers make is waiting until the last minute to shop for the home insurance policy on their new home. Many first time [...]

Share on Facebook

If you’re looking for just one more reason to quit smoking this year, think about the savings. Aside from the rising costs of tobacco products across the country, keep in mind that you may also be eligible for a non-smokers discount which can save homeowners up to 10% off their homeowners premium. Most insurance companies charge smokers [...]

Share on Facebook

Buying a house is said to be the cornerstone of the American Dream and a homeowners insurance protects that dream. But most homeowners insurance policies limit their cover for ultra expensive or very hard-to-replace possessions namely, engagement rings, watches, furs, antiques and others. Each item has to be appraised and additional endorsements are needed to [...]

Share on Facebook

Absolutely. One of the biggest mistakes a homeowner can make is dropping their homeowners insurance simply because their lender no longer requires it. Let’s look at it this way…. Does paying off your mortgage make your home any less susceptible to damage or claims? Of course not. A hail storm is not going to bypass [...]

Share on Facebook