Get an auto insurance quote – Many consumers are concerned with protecting their privacy, especially while shopping over the Internet. Insurers have come to realize this need and in response are willing to provide rates without the need for items that individuals may feel is private such as a driver’s license and social security number. Having the ability to compare the rates of multiple companies without the need to provide such info provides online shoppers with a safe shopping environment and the freedom to obtain multiple quotes with peace of mind.

Websites such as QuoteClix.com understands and caters to the desire of its visitors who would like to complete comparisons without providing private items. Therefore, visitors have the ability to obtain car insurance quotes without personal info as frequently as they would like to locate the best rates. Motorists are only asked to provide the basic information that is needed by insurers in order to calculate premiums.

Shopping for auto insurance without Personal Information

Although individuals are offered the ability to shop around for coverage without providing their driver’s license or social security numbers, they should be aware that there is some basic information that is needed in order to provide consumers with a quote. Insurers rate motorists based on various factors and the following may be required to obtain quotes;

• Name
• Address
• Date of Birth
• Driving History
• Year, make and model of vehicle
• Contact number

When comparison shopping and deciding to do so without providing a driver’s license number; motorists should keep in mind that premium prices depend heavily on a driver’s record. Therefore, consumers should list any tickets and/or accidents that they have on their history as accurately as possible; this will help deliver the most accurate quotes possible and avoid a rate increase at the time of purchase because an insurer will run the applicant’s motor vehicle record upon issuance of a policy.

In addition, certain states allow carriers to use an applicant’s credit score for insuring purposes. According to the Maine Department of Insurance, insurers are allowed to look at a consumer’s credit history to decide whether to issue or renew a policy and to determine premiums. Therefore, rates can vary once a social security number is provided to a carrier who does use credit scoring. Note that each state has different laws pertaining to the use of credit reports; individuals may want to contact their state’s department of insurance to get a better understanding of how their credit is used by providers, if allowed at all.