Online Insurance Quotes, Nighttime Driving Tips: Driving at night is infinitely more dangerous on your auto insurance policy than driving during the day. Your range of sight is limited, your reaction times might be slowed, and most people are fighting a long day of being awake. Here are a few ways to get you on the road at night while avoiding an auto insurance nightmare:

Use those headlights cautiously

Headlights are more than just lamps to light your way. They are a means of signaling in the event of problems. They are also a distraction to other drivers.

One common issue comes in flashing other drivers not turning off their high beams. Instead of flashing them, look to the right and focus on the white line until the rude driver passes by. Flashing them can lead to a head on collision hitting your auto insurance policy.

Make sure your headlights are properly lined up as well. The driver side headlight should be aimed a bit lower than the passenger side. This is so the lights closest to oncoming traffic are not pointed squarely in their face. This just causes unnecessary blindness of your fellow driver.

Make yourself visible

Keeping your car visible during the night is the number one factor in avoiding auto insurance claims. This tip starts at making sure all the exterior lighting is in proper working order.

You will also want ways to mark your car in the event that you breakdown. Make sure that you get your car as far off the road as is safely possible. Turn on your hazard lights to mark your car. Even better is to put out reflective orange triangles or road flares a few hundred feet behind your car. This one simple tip can mean the difference in having a safe car or having a two-car accident to talk with your auto insurance agent about.

Keep those windows clean

Keeping all of your vehicles windows clean keeps you from having an auto insurance agent visit the next day. This means even your side windows should be clean.

The reason for this cleanliness is it reduces distractions. Having a dead bug on your windshield gives you something to focus on instead of the road in front of you. Keeping your side windows clean means you can more easily use your side mirrors. Keeping your rear window clean will reduce any crud that might cause lights from behind you to be that much more of a distraction.

Look ahead

Time to avoid an auto insurance mishap. Driving at night will require you to look even further down that dark highway than you would in the middle of the day. Extend you focal point to four or five seconds in front of you.

Doing this simple task will help you in avoiding possible auto insurance pitfalls. This lead time will give you a bit of a cushion to react in the event of animals, stalled out vehicles, or any other obstacle that blocks your driving path.

Driving at night can be exhausting and dangerous. Follow just a few of these tips to keep yourself out of auto insurance problems. The best tip is to drive only when you are fully alert and able to pay attention to the road. There is never shame in pulling over at a rest stop for a few winks.