What To Do in a Winter Car Accident: Nasty weather is just around the corner, which is if you haven’t already enjoyed a dumping of snow already. This maybe a rough time for copious amounts of auto insurance claims, but it is also a rough time for commuters. Do you know what to do in the event you get into an accident during these frigid months? If you need a refresher, here are just a few things to get your through your accident troubles.

• Make sure everyone is safe. The very first thing you should do in an accident is assess the situation and make sure everyone in your vehicle is all right. Maybe you just slid off the road and are a bit shaken. Take some deep breathes and calm down. In the event there are injuries, be prepared to handle the crisis in as calm of matter as possible. The calmer you can stay, the easier it is for everyone involved to stay cool.
• Make your calls. There are a few people you are going to want to call right away. If this is a multicar accident, or there are injuries, then 911 needs to be the first call you make. If this is something as simple as sliding into the ditch, then call your auto insurance agent and see if they can help get a tow truck sent to you.
• DON’T leave your car. Unless your car is sinking in some water, or on fire, you should stay inside your vehicle. The reason here is that your car is warm and can shield you from the nasty temperament of Mother Nature. This is a judgment call you must make as to how safe it is to stay in your car though. The last thing you want is a needless hospital bill added to an increasing auto insurance rate.
• Bundle up for the long wait. You should have some extra blankets or clothing in your car for these colder months. Time to break them out. While your auto insurance agent maybe able to get you help, it’s going to take some time for emergency crews to arrive. Hypothermia is very deadly, especially in colder climates. Wrap up in some blankets and stay warm. If you can safely keep your car running for heat, even better.
• Stay calm. Auto accidents are nerve racking enough. Dealing with miserable weather only adds to the stress of an accident. Staying calm means you can assess the situation, get emergencies under control, and help get things resolved as quickly as possible. Calling your auto insurance agent and freaking out on the phone with them only delays getting you back on the road to your destination. When an accident does happen, take some deep breathes and deal with one situation at a time.

Winter maybe pretty and white, but it’s also a time to step up your accident handling plans. Make sure your auto insurance agents emergency contact info is current and readily available during these stressful driving times. You never know when you may need it.