If you want to learn more about lowering your homeowner’s premiums, here are some tips: 1.Make upgrades. Oftentimes, renovating or upgrading your home, especially systems to connected to home safety such as installing sprinkler systems, additional smoke detectors and deadbolt locks. 2.Make your home safe insurers often look at the risks of injury present in […]

The value/cost of home decides the major part of amount to be paid for insurance of home per month. Therefore one has to keep a track on this factor as it is the most significant factor, while one is in search for the right home. The more the value of home, the more you have […]

Buying a house is said to be the cornerstone of the American Dream and a homeowners insurance protects that dream. But most homeowners insurance policies limit their cover for ultra expensive or very hard-to-replace possessions namely, engagement rings, watches, furs, antiques and others. Each item has to be appraised and additional endorsements are needed to […]

Congress is taking a close look at a class-action lawsuit led by individuals who claim that their health insurance companies have unfairly dropped their coverage after they began submitting claims for serious illnesses. Many health insurance companies practice rescission- the practice of canceling an individual health insurance policy after it has been approved, often paid into […]

A standard homeowners insurance policy will provide Other Structures Coverage which protects detached garages, sheds, etc. on your property(However you should check with your home insurance agent for specifics on your policy). Typically, a policy that covers Other Structures Coveragewill offer a maximum of 10% of the total dwelling coverage for other structures. So, if you […]

A standard homeowners insurance policy will provide Other Structures Coverage which protects detached garages, sheds, etc. on your property(However you should check with your home insurance agent for specifics on your policy). Typically, a policy that covers Other Structures Coveragewill offer a maximum of 10% of the total dwelling coverage for other structures. So, if you […]

With the 4th of July weekend starting tomorrow (or today for some!), it’s a good time for boaters to get their water crafts in tip-top shop before jetting out into open waters for the first time this season. In the rush to push away from the dock we can sometimes forget important safety tips and […]

With the 4th of July weekend starting tomorrow (or today for some!), it’s a good time for boaters to get their water crafts in tip-top shop before jetting out into open waters for the first time this season. In the rush to push away from the dock we can sometimes forget important safety tips and […]

Absolutely. One of the biggest mistakes a homeowner can make is dropping their homeowners insurance simply because their lender no longer requires it. Let’s look at it this way…. Does paying off your mortgage make your home any less susceptible to damage or claims? Of course not. A hail storm is not going to bypass […]