Summer has officially begun and people all over the country are gearing up for Fourth of July celebrations. But before you dust off the fireworks and party supplies make sure you are planning a safe, claims free holiday. Top 4 Insurance Claims to Avoid this 4th of July Cooking Fires-  According to the U.S. Fire […]

Because home values are dropping across the nation, homeowners often inquire about their homeowners insurance coverage- and whether they should reduce their coverage.  The issue here is that your homeowners insurance coverage is not based on the market value of your home like many mistakenly believe. In actuality, your homeowners insurance coverage is based on the […]

While lightning storms can happen any time of year the summer months are when they are at their peak frequency. The National Weather Service is hosting Lightning Safety Week from June 21st- June 27th to educate children and adults alike about the dangers of lightning and how to prevent injuries and damage. For children’s lightning […]

While lightning storms can happen any time of year the summer months are when they are at their peak frequency. The National Weather Service is hosting Lightning Safety Week from June 21st- June 27th to educate children and adults alike about the dangers of lightning and how to prevent injuries and damage. For children’s lightning […]

Yesterday marked the first day of summer and like most other people this time of year- I’m sure you’re thinking about some fun things you can do this summer to celebrate the season. But does the current economic condition have you wondering if you should take a vacation this summer season?  You’re not alone. According […]

No- actually, it’s just an old urban legend. While some aspects of your vehicle might affect your car insurance rates, the color of the vehicle does not. The legend goes that because the color red is associated with sports cars, these drivers are more apt to drive faster and/or get get pulled over by highway patrolmen. […]

No- actually, it’s just an old urban legend. While some aspects of your vehicle might affect your car insurance rates, the color of the vehicle does not. The legend goes that because the color red is associated with sports cars, these drivers are more apt to drive faster and/or get get pulled over by highway patrolmen. […]

Buying a house is said to be the cornerstone of the American Dream and a homeowners insurance protects that dream. But most homeowners insurance policies limit their cover for ultra expensive or very hard-to-replace possessions namely, engagement rings, watches, furs, antiques and others. Each item has to be appraised and additional endorsements are needed to […]

1. You should read the fine print. One of the things many people fail to do is to read the policy offered to them well so that they have a better understanding of the agreement they are getting into. This makes for less misunderstandings in the future and better filing of claims. 2. Talk to […]