Insurace – Car Insurance Group and Bands
Car insurance quote – Looking to buy a new car this christmas for your partner or maybe to treat yourself? If you are lucky enough to be in this position we feel it an opportune time to remind our readers of the details concerning the car group insurance ratings.
For insurance purposes, private cars are divided into groups. The car insurance group your vehicle belongs to will be a factor in calculating the motor insurance premium you pay.
In 2007, the number of insurance groups was expanded from 1-20 to 1-50. As we are fast approaching this time it is worth noting that Insurance companies have until December 2009 to migrate to the new 1-50 system.
Thatcham provide the Association of British Insurers with 70% of the information used to establish the insurance group of every private motor car registered in the UK. This information is derived from Thatcham’s assessment of a vehicle, including the ease of vehicle repair and the level of security. Thatcham now host the list of group ratings on their website on behalf of the ABI.
Specifically a vehicle’s group rating is also determined by:
- The new car price, reflecting variations in trim level and the cost of settlement in the event of a ‘total loss’
- Vehicle performance, both the 0-60 m.p.h. acceleration and top speed
- Parts Pricing from a standard list of 23 parts
- A vehicle’s security levels
Please note that insurance group ratings are purely advisory. They are used by many motor insurers as just one of the many input factors in calculating premiums. As such, they can provide a useful indicator of the likely relative cost of insuring a particular vehicle.
Insurers are not required to follow the advisory group ratings and the full cost of insurance will depend entirely on the age and status of the policy holder.
The price of gasoline is continuously fluctuating. Most occasions, its sky higher!
Listed here are some tips for you to save gas.
1. Tune up your car always. Inadequate running condition eats up more gas.
2. Plan your route forward of time. This avoids taking unnecessary driving.
3. Use your aircon sparingly. You can turn the aircon on to get a couple of minutes then flip it off
and allow the fan circulate the cool air in the car. Do not open the windows whenever you aircon is on.
4. Maintain the windows closed when traveling at higher pace for less air friction.
Open windows drag the pace and lower gas mileage.
5. Do not idle your engine for lengthy periods of time.
6. Do not travel at fast speeds in low gears unless you need the compression to sluggish down.
7. Try driving on allowed pace limit.
8. Do not rev the engine when not essential.
9. Once the price for gasoline is high, do not fill up. Wait till it goes down.
You do not wish to give an impression to oil companies that you’re willing to pay for gasoline at any cost.
10. Finally, buy autos which have good gas mileage.
11. Do not forget to cover your automobile.
Goodluck!
Usually there is no recommended interval for the timing chain replacement. It only needs to be replaced if there is a problem with it. For example, if it stretches and makes noise. If the engine oil is changed regularly, the chain can last very long.
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