Research from the AA has found that claims by UK motorists for pothole damage to their vehicles and auto have increased by over 600 per cent in the last three years. The new study shows that drivers claimed £2.85 million in damages last month alone, which is about 1,900 claims. Simon Douglas, director at AA […]

One of the greatest things that a child has to look forward to is the day they turn sixteen and are able to get their driver’s license and experience a little bit of freedom that comes with age. Once they have passed their driving exam and have become licensed they cannot wait to grab mom or dad’s set of keys and hop in the car and take it for a spin; unfortunately, throughout all of the excitement, there may have one big issue that is usually overlooked by an enthusiastic teenager and that is the fact that they need auto insurance.

Consumers are well aware of how much it can cost to insure a vehicle in the United States and know that they will likely need to do so in order to legally operate a vehicle. With this in their minds they all have the same question when they set out to purchase automobile coverage; What company has the cheapest car insurance? Unfortunately for motorists there is no answer to such a question and if there was then there would only be one carrier to choose from instead of the hundreds or thousands out there competing for a bigger share of customers and piece of the market.

There are many advantages and bonuses that the Internet has provided us and the savvy consumer is likely to utilize these technological advances in order to save one of our most precious commodities, time. The average consumer uses online resources regularly, whether it is to check on bank accounts and balance budgets or even paying bills, websites can be extremely helpful and eco-friendly by eliminating the need to pay bills by mail or use gas to drive down to banks and even the offices of car insurance companies.

Knowing how to compare car insurance policies is an extremely important part of not only finding the best rates, but the best companies as well. Many motorists see automobile coverage as a burden that must be fulfilled in order to operate a vehicle legally and an extra expense; though many will agree that this is true or do not want to have to pay an additional bill just to drive cars, it is necessary and if they are paying for it then it may as well be a quality product and individuals should try get the most out of their money.

According to a new joint project conducted by LIMRA (life insurance Marketing and Research Association) and LIDMA (life insurance Direct Marketing Association), sales through direct channels represented more than 20% of the life insurance policies sold and about 5% of the premium sold in 2008. “For the first time, we have been able to quantify the amount of individual life insurance sold through direct channels, like the Internet, direct mail and telephone,” said Ron Neyer, senior analyst, LIMRA Distribution Research.

Quote Recommendations When Choosing Affordable Auto Insurance

If you are a younger motorist then you are probably already aware that getting insured at an affordable rate can become quite a headache and if you are a parent of a teen who is going to be newly licensed you are probably cringing. Insurers usually view motorists who have yet to reach the age of 25 to be considered a “young driver” and they are often seen as a high risk to insure, therefore they are more likely to pay higher rates for auto insurance than more mature drivers, but that does not mean that they should settle for unreasonable premiums and pay through the nose to operate their automobile.

You’re driving down the road, and you find yourself behind a car filled with passengers. Every seat is taken. Another car is driving in the lane next to you. It suddenly pulls forward and switches lanes, cutting off the vehicle in front of you. That car’s driver slams on the brakes, bringing the car to a sudden stop and before you know it, you’re ramming into the back of it.