Driving Down the Cost of Insurance for Young Drivers – The first and most important step to finding the most affordable auto insurance is to gather and compare quotes from multiple carriers, although this may take a little bit of time, it will pay off once the cheapest policy is found. If possible, quote comparisons […]

Locating Affordable auto insurance Online: The Internet is a great tool that consumers should take advantage of when shopping for auto insurance; many may have dread the task of finding quotes from providers whether it was due to time consumption or dealing with sales pitches, but this no longer has to be the case. Obtaining […]

Importance of Comparing Multiple car insurance Quotes Every insurer develops their own underwriting guidelines, their preferred clientele and adjust premiums accordingly. This is where competition comes in and although some companies may not want to compete for certain individuals who pose a high risk, others may view them as profitable. On the other side of […]

Get car insurance Quotes from Various Companies The Internet provides consumers with a couple of ways to obtain and compare quotes from the many insurers in the industry. A consumer can visit the direct websites of the carriers and obtain a quote from each one by filling out the questionnaire provided on the website which […]

Accidents happen every minute of every day. There were an estimated 6 million accidents last year alone. So your chances of being in an accident and having to file a claim at some point in your life are pretty good. That’s why it pays to have a reputable insurance company and a good understanding of what you need to do before you file an auto insurance claim.

Consumption of alcohol is common in American society.  For the majority of drinkers of alcoholic beverages, there is little risk to health or longevity.  It is only when alcohol consumption becomes excessive does it have any effect on life insurance underwriting. There are many studies suggesting that alcoholism is genetic, while other reports suggest social […]

Allstate and State Farm are two of the biggest car insurance companies in the United States. If you are shopping for lower car insurance rates, you probably considered one or the other or maybe even both. Each company sells car insurance through insurance agents, so if you want to have a local agent to turn […]

Tired of brown-bagging your lunch? Sick of staying at home for vacation? One easy way to make the most of your money is to take a look at your car insurance. auto insurance represents a significant annual expense to mot people and these tips could save you hundreds, maybe thousands, of dollars. 1. Don’t put […]

This is a question we are asked quite often, typically when we are doing annual policy reviews with our clients. Unfortunately, the answer is always “no, the term is set when the policy is issued, after which time it cannot be extended.”