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Insurance Quotes, Hurricane Preparedness Tips for Business Owners

Posted on November 26, 2010, 6:33 am, by Online Insurance Quotes, under General Insurance.

Insurance Quotes, Hurricane Preparedness Tips for Business Owners: Hurricane season is ramping up–particularly in the Atlantic region. If you’re a business owner, you need to make sure you’re prepared for the worst. Check out these hurricane preparedness tips courtesy of Acadia Insurance.

First, make sure you have a “Go Box,” just in case you have to leave your business in a hurry. Your “Go Box” should include information such as:

  • Lists of all employees, key customers and vendors along with their phone numbers and addresses
  • Insurance policies and agent contact information
  • Electronic data back-up
  • Equipment, computer software/hardware, and furniture inventories
  • A list of emergency vendors, such as plumbers and restoration contractors
  • Copies of essential business policies, plans, and agreements
  • Photographs of the business and equipment, both inside and out

Additionally, business owners should consider other pre-storm steps such as:

  • Inspecting and making emergency repairs to drains and gutters
  • Strapping or anchoring all roof-mounted equipment such as HVAC units and exhaust vents
  • Installing windstorm shutters or plywood over windows and doors
  • Disconnecting the main electrical feeds to the facility to prevent a potential fire caused by short-circuiting of damaged equipment
  • Taking the following steps so that outdoor items will not blow away or cause damage: 1) Removing all loose debris.
    2) Anchoring or relocating all nonessential equipment to a safe indoor location.
    3) Securing storage of flammable liquid drums, or move them to a sheltered area.
    4) Anchoring all portable buildings to the ground.
    5) Securing large cranes and other heavy equipment.
    6) Making sure outdoor signs are properly braced.

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