Simply fulfilling the state requirements may not be enough coverage for many GA motorists. Because these limits have the potential of being quickly exceeded, many vehicle owners raise them in order to provide additional protection for what often amounts to only a few extra premium dollars a year. Furthermore, in order to be prepared for various occasions, motorists may want to look into other forms of additional coverage. Although Georgia has fairly extensive ways of determining whether an individual is insured or not, there are still an alarming number of motorists who choose to go without coverage entirely, amounting to nearly 12% of the state’s driving population. Having uninsured/underinsured coverage insures policyholders against collisions with such motorists up to the limits of the policy.

Motorists are encouraged to remain responsible drivers by having enough coverage to protect against unfortunate repair or medical costs after an accident, as well as ensuring that the details of one’s policy are accurate and up to date. To check this information a resident may either contact the Georgia Department of Revenue or verify their Vehicle Insurance Status over the Internet. If any information is incorrect, residents should immediately contact the Department of Revenue in order to correct these mistakes and ensure that there are no lapses in coverage. Periodically making sure that this information is correct can help prevent potential mishaps. Learning of errors beforehand is almost always preferred over discovering such information after being pulled over by a law enforcement officer.