Just like for experienced drivers, the cost to insure a young driver depends heavily upon certain factors. The gender of the driver is huge when it comes to premiums; young male drivers pay more than young female drivers do.

This is not due to any prejudice, it’s simply because statistics prove that young male drivers have always been involved in more traffic incidents than young female drivers. The location of the vehicle the teen is driving also plays a role in determining the premium. While sometimes this factor can be changed, most often it cannot. If the car dwells in an area marked with high crime activity, you’ll be paying more for insurance.

While there’s not much a policyholder can do about having a young male driver and the town they live in, there are some things both the