Car insurers have always used information contained in our driving records to help them determine our likelihood of filing a claim. But a new study from LexisNexis and RGA Reinsurance Company suggests those motor vehicle records (MVRs) that auto insurers love to look at so much might also have something to say about how likely […]

Direct Line car insurance is NOW offering ‘15% off your car insurance’. Customers can also benefit from: Uninsured driver promise – If you’re hit by an uninsured driver you won’t lose your No Claim Discount (Comprehensive cover required). Named drivers on your policy can earn their own ‘Named Driver No Claim Discount’ when they take […]

Cheap auto quotes, Churchill Update their Auto Insurance Offer

auto insurance companies base premiums on a policyholder’s accident risk, and not every motorist can maintain a perfect driving record. But people who have been in multiple accidents or have been convicted of several moving violations still need auto coverage to legally drive in almost every state. Unfortunately, having a higher accident potential also translates […]

People often look for ways to lower their auto insurance costs, which are a necessary expense for many. Despite what some drivers may think, buying the minimum amount of protection that is required or driving without any coverage at all are not the best ways to cut costs. Being uninsured or underinsured could lead to […]

As people drive down the road of life, they need auto insurance to cover their assets. But over time a person’s priorities change, and often the same policy won’t always offer the best protection. Consumers should review their policies on an annual basis, but, at the very least, there are three distinct moments when coverage […]

Motorists around the world are in the middle of a technological renaissance focused on keeping drivers safe while they cruise the open road. But safer cars with futuristic features means more than fewer accidents and injuries behind the wheel: It can also translate into cheaper car insurance. Producers rate applicants based on their accident risk, […]

As automobile technology makes leaps and bounds forward, the number of car accidents and fatalities steadily declines. And with fewer claims being filed, the need for and price of auto insurance begins to decline as well. Over time, insurers may begin to experience a considerable decrease in revenue, which impacts the industry as a whole. […]

Almost every state requires motorists to be insured before driving, but each state has a unique range of prices for vehicle coverage. Insurance costs are dependent on many different things, like population density, crime rate, uninsured motorist percentage, required coverages, and many other facts that are unique for every location. As a result, there are […]