More than four in 10 Americans think homes purchased with a bigger downpayment in recent years could have prevented some of the current economic downturn.

When it comes to homeowners insurance and dwelling claims the way it typically works is: Your Property, Your Policy. Unlike auto insurance, there is no at-fault party in a homeowners insurance claim of this sort. Since your home suffered the damage, it would be your claim to file with your own homeowners insurance company. Whether […]

RISMEDIA, Dec. 18, 2007-After a six-month study, Americas Watchdog and its Homeowners Consumer Center have just released results showing that most Americans are under insured with respect to replacement cost related to personal contents in their home. Even worse most U.S. homeowners have no clue as to what their homeowners insurance policy even covers, if […]

Here are other ways for you to save money and get a cheaper insurance plan! If you have the opportunity to inform your insurer about your past privileges in a different insurance plan, do not let it slip away. No claims history can give you a huge discount. You might want to think about instituting […]

Take time out to review your home owner insurance policy each year. Make sure that your policy will be providing you with enough coverage for your personal belongings, your home, your temporary expenses, your living expenses, and your liabilities. Every time you acquire expensive items, you need to upgrade your home insurance. On the other […]

When our renewal reminders come by mail, we just sign the form immediately because we think we already know what is written there and how much we are going to pay for the next year. Right? Wrong! Below are a few things you ought to think about before signing your renewal notice. If you purchased […]

If you want to learn more about lowering your homeowner’s premiums, here are some tips: 1.Make upgrades. Oftentimes, renovating or upgrading your home, especially systems to connected to home safety such as installing sprinkler systems, additional smoke detectors and deadbolt locks. 2.Make your home safe insurers often look at the risks of injury present in […]

The value/cost of home decides the major part of amount to be paid for insurance of home per month. Therefore one has to keep a track on this factor as it is the most significant factor, while one is in search for the right home. The more the value of home, the more you have […]

Buying a house is said to be the cornerstone of the American Dream and a homeowners insurance protects that dream. But most homeowners insurance policies limit their cover for ultra expensive or very hard-to-replace possessions namely, engagement rings, watches, furs, antiques and others. Each item has to be appraised and additional endorsements are needed to […]