We have made some progress. Right now almost all US retirees and 90% of children have coverage. But amazingly, 1 in 5 US workers, the people who pay taxes to support health programs, do not have a health insurance policy. These uncovered people do not have a group medical plan at work, and they cannot […]

Even though people on all sides of the political spectrum admit that the US health care system cannot serve the needs of many citizens, reform keeps getting stalled. One of the big problems has been getting all of the different players to compromise. Health insurance companies, business management, medical providers, legislators, and of course, consumers, […]

According to a new joint project conducted by LIMRA (life insurance Marketing and Research Association) and LIDMA (life insurance Direct Marketing Association), sales through direct channels represented more than 20% of the life insurance policies sold and about 5% of the premium sold in 2008. “For the first time, we have been able to quantify the amount of individual life insurance sold through direct channels, like the Internet, direct mail and telephone,” said Ron Neyer, senior analyst, LIMRA Distribution Research.

Permanent-only advocates consider the “termites” to be beneath them and, therefore, find any conversation with them to be a waste of time.

Get a car insurance quote – Obtaining as many quotes as possible and completing a comparison of companies is the most effective way to find the most affordable and reliable coverage for drivers and automobiles. Fortunately for consumers, insurers offer the cost of their premiums to individuals without costing the individual a cent; they do […]

Get a life insurance quote – Okay, you’ve done it again – as soon as the ball dropped in Times Square, you pulled out the pad and pen and wrote down your resolutions.  Hopefully they’re not the same ones you made last year, as that would indicate  less than successful outcomes of those resolutions. I […]

I was inspired by a segment of 60 Minutes I watched this past Sunday.  The story was about the people in Wilmington, Ohio, who are in the grip of a brutal series of layoffs at DHL, the shipping company.  Before the layoffs, one of three households in Wilmington had a family member working at DHL.  […]

Get a free life insurance quote – I hear this quite often when speaking to couples in their twenties and even into their thirties.  However, according to the Life and Health Insurance Foundation for Education (LIFE), there are several compelling reasons to reconsider this line of thought: Protection…just in case. Statistically, you’re unlikely to die […]

Get a free life insurance quote – If you’re thinking of replacing your life insurance policy with a new one, here are some things you should consider, according to the life insurance Buyer’s Guide published by the National Association of Insurance Commissioners: 1.  If you decide to replace your policy, don’t cancel your old policy […]