Before vehicle owners set out in search of the cheapest vehicle coverage available, it’s important to note that policy prices are dependent on both the motorist and the insurance company. Insurers base rates primarily on the probability that the policyholder will file a claim. To determine someone’s accident risk, insurers assess a variety of unique […]

Shopping around for automobile insurance can be an effective way for vehicle owners to save money. People who are in search of auto coverage for the first time can compare quotes to find the lowest possible prices, and individuals who are already insured may be able to find cheaper rates from a different insurer. To […]

Automobile accidents can result in thousands of dollars’ worth of damages and medical expenses, which is why all Florida drivers are required to buy a minimum amount of car insurance. Being ill-prepared for a collision could lead to heavy financial losses, making it essential for vehicle owners to consider purchasing auto protection that goes above […]

The Golden State is home to more than 23.6 million licensed drivers who are all required to purchase a minimum amount of automobile insurance to legally drive. When meeting these requirements, many people want to find a coverage provider that can offer the cheapest coverage available. However, the price of a policy is largely dependent […]

Overpaying for any product is something that most, if not all, consumers try to avoid when making a purchase. This is especially true for the vast majority of American drivers who are required to buy car insurance policies in order to comply with state laws. Since the cost of automobile coverage is an unavoidable expense […]

The affordability of an auto insurance policy is largely dependent on the motorist, since rates are based on the possibility that a vehicle owner will file a claim. When drivers have a poor driving record with a history of claims and moving violations, they’re usually placed in the nonstandard market and encounter steeper premiums. Careful […]

With more than 23.5 million licensed motorists sharing California’s roads, the potential that someone will be involved in an accident is pretty high. Luckily, all vehicle owners in the Golden State are required to purchase a minimum amount of automobile insurance to legally drive. Maintaining the bodily injury and property damage liability that is mandated […]

The amount of risk that a motorist is perceived to pose to an automobile insurance company can fluctuate for a number of reasons, ranging from changes in a motorist’s information to shifts in the rating methods of individual insurers. Coverage providers charge vehicle owners based on the likelihood that they will file a claim in […]

Research has revealed that a substantial number of motorists are still driving without car insurance, despite the risks involved.   The study found that one in six UK motorists admit to driving a car without insurance. Of these, nearly a fifth claimed to be unaware that they need cover.