When most people think about insurance, they probably think that it is a way for insurers to make money out of people’s fear, but this is an inaccurate notion. If anything, it is the policyholders that make the most from insurance benefits, and insurers are just there to ensure that you make the commitment to […]

“Are you working?” I asked the young mother of two whose husband was purchasing a life insurance policy for himself.  She answered, “no, I’m a stay at home Mom.”  The husband told me they had thought of purchasing a policy for her, but since life insurance is “income replacement,” they would wait until she went […]

When looking at purchasing return of premium term life insurance, you should compare the difference in cost between return of premium and regular term life insurance.  You will find that there is a much greater difference in the cost between the two as one approaches older ages.  That being said, there is still a significant […]

As part of this years life insurance Awareness Month, LIFE (The Life and Health Insurance Foundation for Education, a non-profit organization dedicated to educating the public about life, health, disability and long term care insurance) has produced a great piece about the importance of life insurance and the way it provides security for families.  Visit […]

life insurance Awareness Month, the time of year that the insurance industry reaches out to educate the American public about life insurance.  LIMRA, an association that provides consulting, research and other services to insurance and financial services companies worldwide, publishes their Facts of Life, a statistical analysis of the life insurance industry.  Out of all […]

As a fan of the Los Angeles Lakers (sorry Celtics fans), I have seen some great players over the years – Jerry West, Wilt Chamberlain, Magic and Kareem, Shaq and Kobe, to name-drop a few.  When he plays his heart out, I can utter the name Lamar Odom in the same breath with the others. […]

Aviva is set to launch an online-only motor insurance brand this summer in a bid to gain a foothold on highly competitive price comparison websites. The move comes after the UK’s largest insurance group put its breakdown cover and car insurance brand RAC up for sale in March, with a number of bids submitted by […]

The insurance industry has called for a crackdown on fraudulent whiplash claims which are pushing up the cost of car insurance for all motorists. The UK has become the “whiplash capital of Europe”, with £2 billion paid out and one in every 140 people claiming for a whiplash injury each year, according to the Association.