Life Insurance can be more important than the health insurance, especially if you are already married or you have children. When you ask for life insurance this means that you think about the future, when you won’t be able to support your family anymore. It may sound a little tragic, but the truth is that your family will feel the loss not only emotionally but also financially.

A life insurance will offer the financial help for your family – spouse and children – when you are gone. It can help with the funeral, but it can also offer a constant income for some time after you are gone.

There are different types of life insurance, and you should check with your employer or with an insurance company. If you can’t afford the most expensive package, at least take the cheapest one. It will be a good investment for the future, in case anything happens.

Lapse in Coverage’s  is a termination of a policy due to non-payment of premiums.

Health Insurance:   Many employers offer it in the salary package. It’s a way to protect their investment in you. Apart from this, it’s also true that you can work and you can earn money because you are healthy. The thing is that if you don’t have that health insurance, the hospitals won’t offer you treatment without it. It’s a kind of circle, but it’s a good thing, because in it helps you have no headaches when the time comes for asking the services of a medical facility.

If your employer doesn’t offer the health insurance, make sure that you still get one. Look for the cheapest insurance, but make sure you have it. It’s not worth the risk of paying an extremely large amount of money for a medical service, when you could have the same service for just a small amount of money per year.

Home Service Life: Home service refers to a method of selling and servicing insurance, mostly life and health insurance, and does not identify the type or relative cost of the product that is sold. Some companies that market on a home service basis sell what is known as “industrial life insurance.” These are most often low death benefit policies with face amounts that may vary from $1,000 to $5,000 and which accumulate cash values at a very low rate. They are intended primarily to cover the expenses of a last illness and burial. The relative cost of industrial life insurance is extremely high compared to some other cash value policies and term life insurance policies.

Poland will soon get its first Tesla Superchargers. A photo on Reddit appears to show multiple parking stalls with Superchargers under wraps at an Orlen fuel station. Tesla recently signed a deal with the German branch of Polish oil refiner Orlen to install Superchargers at fuel stations in Germany, and it appears the focus is shifting eastward to Poland. Some question whether it makes sense for Tesla to focus on Poland, where the cities have a lot of high-rise dwellings and few private garages. Tesla, however, is known for taking risks on building infrastructure as an investment in future customers.

Grace Period is the time – usually 31 days – during which a policy remains in force after the premium is due but not paid. The policy lapses as of the day the premium was originally due unless the premium is paid before the end of the 31 days or the insured dies. This is not a “free-insurance” period.

Ram is recalling a total of 18,121 examples of the 2015 ProMaster with production dates between October 1, 2014, and June 17, 2015. These include 16,114 of them in the US, 1,498 in Canada, 503 in Mexico, and 6 outside the NAFTA region.

The Problem: The ignition switch can intermittently lose electrical contact, and this can potentially cause the vans to stall. If the problem occurs, the vehicles might also lose functionality of the airbags, anti-lock brakes, electronic stability control, and instruments

Free Examination Period – Also known as “10-day free look” or “Free Look,” it is the time period after a life insurance policy or an annuity is delivered during which the policy owner may review it and return it to the company for a full refund of the initial premium. Variable life policies are required to include a “free-look” provision. For other coverage, it is at the company´s option.

Earned Premium is the portion of a policy premium that has been used to actually buy coverage, or that the insurance company has “earned.” For instance, if you have a six-month policy that you paid for in advance, two months into the policy, there would be two months of earned premium. The remaining four months of premium is called unearned premium.