Benchmark Rate(s) are the rates set annually by the Commissioner of Insurance that rate-regulated insurance companies use to reference their rates. Rate-regulated insurance companies filing rates within a range of 30 percent above or below the benchmarks may use them immediately upon filing without prior approval. A company that wants to set its rates outside this range must receive the Commissioner’s prior approval.

Google and Ford will reportedly collaborate on building a driverless car could represent a big step forward in the advent of autonomous vehicles. But before you start hyperventilating, take a deep breath:

While 2016 promises to be chock-full of more tech innovation insinuating itself into our daily lives, driverless cars will probably not yet be part of the picture.

(ACV) Actual Cash Value: Is the value of your property, based on the current cost to replace it minus depreciation.

Audi is hoping to bring this fitness-tracking tech to four wheels with its new Fit Driver system. The new program was announced at the technophile’s paradise that is the Consumer Electronics Show. Paired with a wearable, like an Apple Watch or FitBit, that would monitor heart rate and skin temperature, the car’s sensors can track a driver’s breathing and driving style.

Your credit record and driving record are two important factors in determining your car insurance premium. If you have a good credit record, it signifies that you are capable of maintaining payments for the car insurance policy. It also signifies that you are a responsible person. A good driving record shows that you are a safe driver and have a lesser chance of getting into accidents. A good credit and driving record fetches you lowered car insurance premiums.

Although Valentine Day may not be like Christmas and New Year as far as drinking goes.  People still may drink to celebrate that spacial day with the person they care for.  We wish you a very wonderful day but also remind you to be careful and not drink and drive.

Mercedes-Benz will recall 28,452 examples of the 2015 C300 4Matic and 2015 C400 4Matic sedans with production dates between January 27, 2014, and December 1, 2014.

The Problem: An issue with the electric power steering control unit software can cause the power steering assist to fail.

Sometimes the locality in which you live also determines your car insurance policy. This is because if you live in an area where thefts are higher, you face a higher chance of theft of your vehicle, and thus higher car insurance policies.

Trucks and buses are some of the biggest threats to pedestrians and bicyclists. Longer blind spots along the sides of these vehicles make it harder for drivers to detect these vulnerable road users. A new collision-avoidance system showcased at CES could soon warn drivers if these sorts of crashes are imminent, and these alerts could do more than save lives in isolated incidents.

Mobileye a maker of vision-based automotive technology, says it believes data collected from sensors could help urban planners and transportation officials identify trouble spots and prevent future accidents at the same location.