Many companies have probationary periods for new hires. You might not qualify for any employee benefits, such as health insurance, during this time. Probationary periods vary from company to company, but six months is an average term.

Those who are concerned about losing health coverage during this time should contact private insurance providers to discuss temporary or limited plans. Many companies have plans that limit coverage to emergencies. These plans are frequently called “broken leg insurance” because they only pay for significant injuries.

HIPPA protects you from losing your health insurance when you change jobs. Before this act, employers could refuse to cover new hires because they had pre-existing health conditions that would increase their group rates. This made it difficult for people to change jobs because they feared the inability of finding comparable health insurance. Now, however, employers cannot refuse to extend the same coverage to you just because you or a family member already has a health condition.

According to COBRA, you have the right to continue the same policy that you have through your employer for up to 18 months after you become unemployed. This will protect you while you look for another job.

You get the same coverage, but in most cases, wind up paying more. The good news, however, is that you get to pay a discounted group rate instead of the higher costs of an individual plan.

In many states having auto insurance is the law, but that dose not meen you have to over pay. One way not to over pay for your auto insurance is by shopping out your rate though different insurance companies. Start comparison shopping today to make sure you are getting your bang for your buck

If you fail to demonstrate the proper motor skills or judgment to safely operate a motor vehicle during these field tests, the officer can then ask permission to perform a blood alcohol content test, commonly abbreviated BAC. In most states the legal limit for BAC is .10%, however many states have adopted a lower BAC of .08%. Failing these tests will result in a ride in the back of a police car, a night in jail and charges of a DUI or DWI. You are now facing the legal repercussions of drinking and driving.

All 50 states have taken serious action when it comes to individuals that DUI, driving under the influence, or DWI, driving while intoxicated. There is zero tolerance, all violators will be arrested and charged accordingly.

Millions of people worldwide do it. Many say “What’s the harm, I got home safely and no one was hurt?” Just because you made it home safely to your bed does not mean that you’re making a right decision. When putting those keys in the ignition and driving away after drinking you are not only putting your life at risk but you are risking the lives of all those you come across while driving.

More than 35,000 motorists have joined a class action lawsuit against VW in England and Wales over the emissions scandal.
The size of the group is increasing at the rate of 500 drivers a day and lawyers are confident the legal action will eventually involve about 100,000 owners of VW, Audi, Skoda and Seat cars.

Cutting a tooth does not always go hand in hand with discomfort and sleepless nights. Many parents scarcely notice their child is teething until they spot a tiny pearl poking through their baby’s red gum. But some babies provide plenty of warning that teeth are on the way. Common symptoms in the weeks before teeth sprout include excessive crankiness, frequent crying, a change in appetite, lots of drooling, gnawing, and even ear pulling. Swelling in the gums is the source of the pain. You can alleviate your baby’s discomfort by providing something to chomp on, such as chilled washcloth, cold teething toys, or rings filled with water. Distraction can also work. Give your baby a little extra one-on-one playtime, and lots of cuddling.

Carmaker Ford has said it is experimenting with technology to detect potholes and warn drivers of their locations.

Cars equipped with cameras could constantly scan roads during journeys, with resulting data on potholes displayed on other drivers’ dashboards.

The idea is being tested at the firm’s research centre in Aachen, Germany.

One expert said altering routes to avoid potholes might not always be possible.

“A virtual pothole map could highlight a new pothole the minute it appears and almost immediately warn other drivers that there is a hazard ahead,” said Uwe Hoffmann, a research engineer at Ford.

“Our cars already feature sensors that detect potholes and now we are looking at taking this to the next level.”